Atomic’s Payroll API Solution vs. Argyle

Argyle started their payroll API business by focusing on accessing payroll data within the gig economy. This was for the purpose of verification of employment and income

Atomic offers this same service and we currently cover 23 gig economy employers, including Uber, Lyft, Upwork, and Amazon. 


How does Atomic’s payroll API differ?

Although Argyle does offer direct deposit changing as a secondary product, their focus on income and employment verification has left that product as more of an afterthought and is currently in beta mode.

Atomic’s payroll API enables your employees to connect their payroll account using their payroll credentials and securely set up or update the destination bank of their direct deposits in real-time. Further, Atomic offers fractional direct deposit switching enabling users to update all or a portion of their direct deposit.


How does the coverage differ between Atomic and Argyle?

Atomic’s  payroll API includes connectivity to nearly 200 payroll systems, including public sector and private sector employers. Atomic’s coverage includes state unemployment insurance, government, fortune 500 companies, gig economy, and tech startups, among others.

Based on the payroll providers and employers which we have mapped, we estimate that we are covering roughly 60% of the US workforce and estimate we can capture 80% of the employable market. By comparison, Argyle is currently only covering about one third of the US workforce. 

Atomic’s coverage is the number one factor among customers looking for a payroll API solution. Further customers cite our transparency about our coverage when selecting Atomic as the vendor. 


To summarize…

Atomic’s payroll API offers:

  • Comprehensive coverage
  • A more robust direct deposit setup and changing product
  • Stronger direct deposit acquisition conversions
  • Digital PDFs of paystubs and W2s with searchable metadata 
  • A focus on the entire US workforce

If you would like to learn more about Atomic’s payroll API solution, just fill out the contact form at the bottom of this page or request a demo today. We’d love to hear from you.