Consumers can be subject to fees, penalties or suspended services if they fail to make recurring payments on time, even by mistake. And putting automatic payments on credit cards incurs interest and hidden costs.

our approach.

Allow customers to use Atomic to set up automatic payments directly from their paychecks as well as break up lump sums into installments payments overtime.



​Lower ​​​costs and risks for customers


​Expand ​​​loan book to underserved consumers


​Give ​​​customers flexible repayment options that align with their financial needs

we’re committed
 to security.

Security is essential to Atomic’s mission. Atomic regularly undergoes external security audits. Only strong TLS protocols are used, ensuring encrypted transmission of data. Our team has built some of the most secure banking systems in the industry. Security is in our DNA.

Learn more about Atomic.

We'll get in touch to answer your questions.