Gig Economy

Build an income and employment history for gig economy and 1099 worker.

The Problem

Verification of income and employment, VOI and VOE respectively, are necessary for customers to qualify for financial products. However, gig economy workers lack consistent access to income and employment data because they often get paid from multiple employers, in varying cadences and payroll cycles. This makes underwriting and processing gig economy applicants difficult.

Our Solution

With Atomic, you can offer a central platform for gig economy and 1099 workers to access the income and employment data they need to qualify for financial products. Further, you can enable gig economy and 1099 workers to build a credit and deposit history by linking multiple employer and payroll accounts.