Lumin Digital Selects Atomic as Partner for Direct Deposit, VOIE and Payment Switching

Atomic is excited to announce a reseller partnership with Lumin Digital, a leading, future-ready and cloud-native digital banking solution. This collaboration brings direct deposit, verification of income and employment (VOIE), and payment method switching solutions to financial institutions aiming to secure more primary account holders and elevate the consumer banking experience. Read the full press release on Business Wire here.

“Partnering with Atomic offers our clients unparalleled access to cutting-edge banking technologies directly through our Lumin integration. This is a game-changer for Financial Institutions looking to enhance their digital offerings, attract more primary account holders and grow deposits. We selected Atomic because they share our passion for creating seamless user experiences and constant innovation,” stated Sean Weadock, Chief Product Officer of Lumin Digital.

Jordan Wright, Co-Founder and CEO of Atomic, elaborated, “Our alliance with Lumin Digital underscores our commitment to helping financial institutions lead on primacy, power initiative and expand access. By integrating Atomic’s Deposit, Verify, and Paylink Switch products, Lumin is setting a new standard for financial institutions eager to embrace digital transformation quickly without in-house development resources.”

Seamless digital experiences are a key piece in account primacy. Current and future banks that utilize Lumin Digital will be able to help new account holders easily update their direct deposit inside mobile and online banking. In addition, Verify allows for income and employment verification for lending decision, and PayLink enables the customer to manage their recurring payments. By combining these three Atomic core products, financial institutions can create a comprehensive solution to acquire and retain long-term customers. Lumin Digital’s decision to resell Atomic’s solutions aligns with its mission to provide tech-forward digital banking solutions, emphasizing innovation and customer satisfaction.

This collaboration between Atomic and Lumin Digital is a testament to the power of technology in creating a more accessible, transparent, and efficient banking ecosystem. Both companies are dedicated to empowering FIs and their customers, paving the way for a future where digital banking is synonymous with excellence and innovation and is the driver behind account primacy.