Our mission is to champion the upward financial mobility for all.

Our values

At Atomic, we’re focused on building an incredible business while also having a huge social impact.

Customer Centricity

We only succeed when our clients do — and that drives us. We work to understand, analyze, and learn from our customers so that we can continue to build solutions they love.

Learning & Growth

We create a culture that promotes curiosity and experimentation. We are passionate about learning, improving, and innovating. We are not afraid to make mistakes and share them with others. We learn from both challenges and successes.

Progress > Perfection

First attempts don’t always produce expected results. If you fail, learn from the outcome and try again.


We believe the impact we can make extends well beyond our operations. We are committed to giving back to the communities we serve and empower our employees to do the same.

Staying Centered

We work hard wherever and whenever inspiration strikes — but we believe doing the best work of our lives comes from being healthy, well-rested, and feeling great.

Ownership Mentality

The entrepreneurial spirit runs strong at Atomic. We encourage our team to take initiative to make our company better, speaking up when warranted, and acting as problem-solvers.

Ready to join?

Employee Benefits


Coverage begins on the first day of hire if elected

401(k) Match

Contribute to both pre-tax or Roth deferrals

Travel Fund

Enjoy your time off with our travel fund benefits

Unlimited PTO

Unlimited PTO for full-time salaried employees

Life Insurance

We cover individual policies for all employees

Parental Leave

Take time to take care of your baby and yourself

Development Courses

We encourage continued education opportunities

Remote Work Stipend

Internet and lunch reimbursements available

Volunteer PTO

5 days of PTO for charitable service

Where We Work

Headquartered in Salt Lake City, UT, with a remote team distributed across New York, Denver, Texas, Nevada, Rhode Island, Connecticut, Portland, Arizona, Washington, and where ever talent is located.

Backed by world class investors

In our mission to help the most vulnerable members of our society access transparent financial services they can trust, we’re supported by highly regarded investors who’ve previously backed Coinbase, Wealthfront, Workday, Discord, and Facebook, among others.

Work With Us

We’re building the infrastructure that enables banking freedom. It’s our talented team, backgrounds, and culture that make us succeed. We’re looking to continue to grow our world-class team to shape the tomorrow of Atomic.