Bills and subscriptions are hard to stay on top of. Help your users track, manage, and optimize theirs.
Bill tracking
A billing dashboard that was built to help users take action
Enable users to track bills, receive alerts, and analyze spending—all in one place.
Simplified management
Give users the ability to pause, cancel, or reactivate subscriptions directly from your platform.
Valuable notifications
Send users notifications about their upcoming payments and new statements
Easier payments
Allow users to pay any of their bills from within your app.
Clear spend tracking
Help users understand their spend with data and insights.
Faster integrations
Users can access nearly every app imagineable through TrueAuth.
Quick implementation
Atomic's Transact SDK makes using Atomic a breeze.
Identify active subscriptions
Pause or cancel with one click
Send alerts when free trials are ending
Schedule future subscription reactivations
The Atomic difference
Unlike traditional subscription management, our recommendations come from actual usage data, not just transaction history.
Simplicity and speed
Users get immediate feedback and can confirm changes and cancelations immediately without leaving the banking app.
By the numbers
Context that prevents confusion.
Unrecognized charges lead to support tickets—or worse, chargebacks.
Atomic surfaces merchant names, logos, SKU-level data, and even delivery confirmation so users have more insight on specific transactions.
50% of consumers investigated a purchase last year due to unclear transaction data.
Recurring transactions have a 275% higher chargeback rate than one-time purchases.
Sources: Ethoca, Mastercard Digital Banking Report
Less ops load.
More engagement.
Reducing user friction eases ops. Atomic gives users the details they need upfront—cutting costs and boosting primacy.
The average subscription-related dispute costs a bank $136 million annually.
75% of banks report rising subscription-related disputes.
82% of banks say reducing support costs through self-service is a high priority.
85% of consumers want subscription management built into their banking app.
Consumers underestimate their monthly subscription spend by an average of $133 and spend over $219/month.
92% say clearer merchant data would help them recognize transactions.
Sources: Forrester, Datos, Ethoca, C+R Research
One integration, many use cases.
Atomic’s SDK integrates seamlessly to unlock value with minimal effort—boosting satisfaction, engagement, and reducing disputes fast.
Why Atomic?
Atomic is for financial institutions who want to create value-add services, and help customers be in control of their money.
Coverage
Atomic offers broad coverage across subscriptions, utilities, insurance, and top merchant wallets, with actions like pausing, canceling, plan changes, and payment updates.
TrueAuth
Enable secure, direct user authentication without requiring third-party integration of open authentication protocols.
Developer experience
Integrate flexibly with Atomic's SDK's for a customizable UI or use our headless API to build your own experience.