Atomic's Verify replaces outdated paper processes, manual uploads, and third-parties.
Atomic Verify
Fast verification, without friction
Direct payroll integrations deliver accurate, cost-effective verifications—right in your platform.
Faster approvals
Instant data retrieval speeds up loan approvals, account openings, and employment background checks.
Reduces costs
Avoid expensive third-party data fees and eliminate inefficiencies in the verification process.
Minimize fraud
Direct integrations ensure tamper-proof employment and income data, reducing risk for financial institutions and employers.
Key features
Directly connected
A direct connection to payroll systems eliminates the need for databases or extraneous reports.
Comprehensive data
Get real-time data with greater accuracy than traditional credit bureau-based models.
Seamless user experience
Verification is complete in seconds without any manual document uploads or calls to HR.
How it works
Forget friction and slow onboarding, Atomic's verification is instant, seamless, and secure.
Payroll authentication
Users authenticate directly with their payroll provider right from your app.
Data retrieval
Atomic retrieves verified employment and income data in real time.
Access data
Lenders, employers, and financial institutions receive accurate insights for better decision-making.
Why Atomic?
Atomic is for financial institutions who want to create value-add services, and help customers be in control of their money.
Coverage
Atomic connects to 90% of U.S. payroll providers, including gig platforms and traditional employers.
TrueAuth
Our technology offers secure, direct user authentication for a fast, fraud-resistant verification experience.
Developer experience
Built on Atomic’s Transact SDK, our verification solution integrates easily with your platform.