Lindsay Davis Jan 14, 2021 4 min read

Breaking Banks Podcast – Fintech Opportunities in 2021

I sat down with industry experts on the Breaking Banks podcast to unpack a year of transformation for fintech and look at fintech opportunities in 2021.

2020 was a transformational year for fintech as a result of the COVID pandemic. Founders were put to the test while financial technology was pushed beyond known capacity as demand and adoption reached new heights. 

In this 2020 year-in-review episode of the Breaking Banks podcast, I broke down a few of the ways fintech founders and fintech companies rose to the occasion.

What fintech opportunities will there be in 2021?

We also reflected on the fintech opportunities brought to light in the virus’s wake. 

We touched on the role of regulations in enabling fintech companies, increasing demand from consumers to control their personal and financial data, and how Gen-Z is shaping the next-generation of wealth management.

lindsay davis Atomic Financial on gen z on Breaking Banks Fintech Podcast: "they don't look rich yet, but they are going to be."

My outlook in 2021 is that we will see the next generation of founders target these open fintech opportunities. Some of these have already started to emerge.

How can Atomic help customers take advantage of fintech opportunities?

2020 was also a transformational year for Atomic. Partly because when we launched, we experienced the surge in consumer fintech adoption from our customers. 

Instead of building the integrations in-house and missing demand, our customers leveraged our infrastructure to connect to payroll accounts at scale. 

From the perspective of an early-stage fintech company, we also saw that tech gaps cost the most for consumers that were hit hardest by the pandemic. We noticed unemployed consumers in particular were struggling to access government unemployment checks. 

In response, we augmented our product roadmap to build the integrations companies needed to help consumers impacted by record levels of unemployment.

What’s the plan for Atomic in 2021?

In 2021, the Atomic team will remain focused on enabling fintech and financial services customers to eliminate consumer friction to access their paycheck and payroll data for verification and identification purposes.

If you’re curious to learn more about anything discussed on Breaking Banks or how Atomic can help your company take advantage of fintech opportunities, reach out through the contact us form at the bottom of this page, or you can email me directly.

You can also listen to the Breaking Banks podcast on Provoke Media’s website, Apple Podcasts, Spotify and other major podcast outlets.

In it, I join hosts Jason Henrichs and JP Nicols as well as Jim Marous, host of the Banking Transformed podcast, Brian Solis, Global Innovation Evangelist at Salesforce, and Jonathan Prince, Co-founder of Finologee. Have a listen.

get updates from atomic

Learn more about Atomic.

We'll get in touch to answer your questions.