The problem
Your customers are managing bills across a dozen different apps, portals, and emails.
The need is already there. Bill Presentment turns missed due dates, surprise charges, and reactive support into a smoother experience that builds loyalty.
A centralized view of upcoming payments is the second most-engaged feature among banking customers.
Behind only checking transactions and balance.
What your customers see
Pull live bill data
Surface real-time bill details directly in your app — next due date, amount owed, current plan, and usage — pulled straight from the biller.
See what's coming
Give your customers a clear view of upcoming charges before they hit — from telecoms like Verizon and AT&T, insurance providers, streaming services, and more.
Know every plan detail
Show your customers exactly what they're paying for — their current plan tier, usage to date, and any add-ons — so they always know where their money is going.
What Bill Presentment data makes possible
Turn data into action
Atomic analyzes each customer's bill data to surface personalized insights: where they're overpaying, when a better plan is available, or when a charge looks off.
Deepen daily engagement
Bills are recurring. So is the reason to open your app. Present turns a passive account into an active tool your customers rely on — every billing cycle, every month.
Bill Presentment
How it works
From connection to insight, bill visibility becomes effortless for your customers through Atomic.
Connect
Atomic links directly to third-party biller sites on behalf of your users, with no new accounts or manual setup.
Pull
Live bill data is fetched and structured: due dates, amounts, plan details, and usage in one unified view.
Display
Present surfaces that data inside your app, keeping your customers engaged where you want them.
Optimize
Atomic evaluates the data to generate bill insights your customers can act on — and that keep them coming back.