Creating a better financial future together

We champion upward financial mobility by connecting financial institutions and fintechs to the tools their customers need to make better financial decisions.

Partnership types

Partner with us

Partner type

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Why partner with Atomic?

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Revenue share

Unlock recurring revenue opportunities through aligned incentives and long-term partnership structures.

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Reduced churn

Help customers update payment information, reduce failed transactions, and avoid service interruptions.

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Increased reach

Unlock new distribution channels with relevant, user-permissioned upsell and cross-sell offers in banking apps.

Merchants & strategic partners

Become a partner

Power more reliable recurring revenue

Atomic partners with subscription services, telecom providers, utilities, insurance carriers, membership organizations, and other recurring billers (anyone customers pay on a recurring basis). If customers are managing or switching payments for your service, there is an opportunity to partner.

What we enable

  • Secure, reliable payment method updates inside banking apps

  • Reduced churn from expired cards and failed transactions

  • Stronger signals into payment continuity

  • Deeper, more durable customer relationships

  • Present personalized offers to end users directly in their banking apps, based on realtime transaction data

Payroll providers

Expand your platform’s value with a secure integration

Explore partnership

A direct integration with Atomic gives payroll providers a modern, credential-less channel for handling direct deposit updates from many of the largest financial institutions in the U.S. This connection increases traffic flowing through your platform, reduces operational overhead tied to manual updates or outdated processes, and can be a significant revenue stream for your company through our Rev Share program.

Integrating with Atomic enables payroll systems to support millions of employee requests through a secure, standardized API, eliminating credential-based flows and helping prevent fraud on the platform. Connect with us to explore how our Rev Share program and partnership model can benefit your business.

Other partnership opportunities

Explore partnership
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Expand the ecosystem

We collaborate with forward-thinking platforms, payroll providers, data partners, and infrastructure companies to create secure, compliant, and scalable financial workflows. If you’re building in the financial ecosystem, there’s likely an opportunity to work together.

Built around your goals

Every partnership is different. We don’t believe in one-size-fits-all integrations. Our team works closely with partners to design bespoke structures aligned to your business objectives... whether that’s revenue growth, churn reduction, deeper engagement, or distribution expansion. Let’s explore what’s possible together.