Switch payment methods without sharing credentials
The problems Switch solves
A major friction point for consumers when switching their primary banking
relationships is identifying and updating the payment information on file at existing
merchants and billers. Many will get overwhelmed with the process and abandon their new account or card resulting in a ghost account or long time between opening and activation.
Select multiple payments to update
Securely connect directly on device
Update card-on-file or ACH
Our solution
With Atomic’s Switch, customers have the convenience of effortlessly updating their old card or ACH information to their new bank details without leaving their mobile banking application. Customers begin by building a checklist of their current billers or merchants and then working through that list with Atomic seamlessly swapping default payment methods on file by authenticating directly to the merchant. Switch keeps track of where they are in the checklist, enabling them to return at any point and pick-up where they left off with updates. This not only enhances the customer experience but also encourages more active bank account utilization from day one.
Let’s Connect
Learn more about Atomic
