USerLINK

Leverage payroll system data with Atomic’s UserLink

The trusted connectivity solution to seamlessly connect and update user data across payroll systems through a single API

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Read and Write Data

Atomic’s UserLink simplifies complicated payroll integrations with a suite of API solutions to connect any software system directly to  Human Resource Information Systems (HRIS). The infrastructure connects consumers to their financial data, automates set-up and updating of direct deposits, digitizes income and employment verifications, facilitates repayment of financial obligations from paychecks, provides access to earned but unpaid wages, and the ability to tap into tax filing advantages.

 

The Purpose

UserLink is a suite of solutions that allow consumers to permission access directly to their payroll data.

Deposit

Easily re-direct employee direct deposits to your institution. Remove the friction, manual processes, and risk of fraud in updating direct deposits. Atomic allows your customers to connect their payroll accounts to your institution using their payroll credentials. Redirection of their direct deposits is seamless, secure, and verified in real-time.

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Verify

Verify a customer’s income and employment quickly and accurately. Assess creditworthiness and reduce fraud risk with quick, complete and reliable income and employment data. Receive detailed, up-to-date data directly from their employer or payroll service in real-time, whether their income is from gig work or traditional employment.

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Earn

Offer access to earned but unpaid wages or EWA benefits. Tap into time and attendance, and employment data to offer access to earned but unpaid wages or launch an EWA benefits program.

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Access

Unlock year-round tax refunds and sync W-2 withholdings. Enable your customers to connect directly to their payroll and HR systems to capture all necessary tax documents including 1099 and W-2s. Tax professionals and self-service platforms can now provide an easier tax filing experience to full-time, part-time or gig economy workers.

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Why companies love partnering with Atomic​

TrueAuth

Patented software that creates a direct connection between the user’s device and the payroll system.

SmartAuth

Atomic utilizes machine learning to constantly refine our technology to improve conversion.

Volume

Atomic completes thousands of connections every day with proven ability to support growing traffic.

Low-code Solution

Designed by developers for developers. Implement Atomic in hours and days, not weeks and months.

Consumer and Employer Access

Connect with either consumer or employer permissioned data access.

Read and Write Data

Real-time access to read and write company wide and individual payroll, benefits and HRIS data.

Let’s Connect

Learn more about Atomic

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