Transaction insights show where money went and what was purchased.
Reduce load on users
Customer can fully understand their activity without switching apps or hunting down receipts.
Provide meaningful value
Help users understand transactions, track spending, and budget better.
Product-level insight
See specific items included in a transaction
Clear cost breakdown
Line-item totals, quantities and product details
Full order details
See multi-item orders and return deadlines
Better categorization
Categorization that improves budgeting and spend analysis
Fewer unnecessary disputes
Lower support volume
Spend categorization and budgeting
Increased trust in digital banking tools
Smoother user experience
Recognizable merchant names, item details, and delivery confirmations reduce confusion and build trust.
Lower operational costs
Fewer support escalations, stronger digital engagement, and better insight into spending behavior.
By the numbers
Context that prevents confusion
Unrecognized charges lead to support tickets—or worse, chargebacks.
Atomic surfaces merchant names, logos, SKU-level data, and even delivery confirmation so users have more insight on specific transactions.
50% of consumers investigated a purchase last year due to unclear transaction data.
Recurring transactions have a 275% higher chargeback rate than one-time purchases.
Sources: Ethoca, Mastercard Digital Banking Report
Why Atomic?
Atomic is for financial institutions who want to create value-add services, and help customers be in control of their money.
Coverage
Atomic offers broad coverage across subscriptions, utilities, insurance, and top merchant wallets, with actions like pausing, canceling, plan changes, and payment updates.
TrueAuth
Enable secure, direct user authentication without requiring third-party integration of open authentication protocols.
Developer experience
Integrate flexibly with Atomic's SDK's for a customizable UI or use our headless API to build your own experience.